Medicare Premiums
Medicare announces premiums, deductibles, copayments for 2025
The Centers for Medicare & Medicaid Services (CMS) recently announced 2025 premiums, deductibles, and copayments for Medicare Part A, Medicare Part B, and Medicare Supplements:
Monthly Medicare Part B premium - $185.00 standard premium for most (see Part B premium table below for income related amounts)
Annual Medicare Part B deductible - $257 annual
Monthly Medicare Part A premium - $518 per month
Medicare Part A hospital deductible - $1,637 per benefit period
Part A copayment (hospital days 61-90) - $419 per day
Part A copayment (hospital days 91-150) - $838 per day
Part A copayment (Skilled Nursing Facility Care days 21-100) - $209.50 per day
Annual deductible Plan HDF and Plan F+ - $2,870 (2025)
Annual out-of-pocket expense limit for Plan K - $7,220 (2025)
Annual out-of-pocket expense limit for Plan L - $3,610 (2025)
Part B Monthly Premium
You pay a Part B premium each month. Most people will pay the standard premium amount. However, if your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount, you'll pay the standard premium amount and an Income Related Monthly Adjustment Amount (IRMAA). IRMAA is an extra charge added to your premium. In 2025, the standard Part B premium will be $185 (or higher depending on your income).
If your yearly income in 2023 (for what you pay in 2025)
File individual tax return | File joint tax return | File married & separate tax return | You pay in 2024 | You pay in 2025 (2023 income) |
| $106,000 or less | $212,000 or less | $106,000 or less | $174.70 | $185.00 |
| above $106,001 up to $133,000 | above $212,001 up to $266,000 | N/A | $244.60 | $259.00 |
| above $133,001 up to $167,000 | above $266,001 up to $334,000 | N/A | $349.40 | $370.00 |
| above $167,001 up to $200,000 | above $334,001 up to $400,000 | N/A | $454.20 | $480.90 |
| above $200,001 up to $500,000 | above $400,001 up to $750,000 | above $106,001 and less than $394,000 | $559.00 | $591.90 |
| $500,001 or above | $750,001 and above | $394,001 and above | $594.00 | $628.90 |
Medicare Advantage Plans (Part C) and Medicare Prescription Drug Plans (Part D) Premiums
Visit Medicare.gov/find-a-plan to get plan premiums. You can also call 1‑800‑MEDICARE (1- (800) 633-4227). TTY users should call 1‑ (877) 486‑2048 (24 hours a day/7 days a week). You can also call the plan or your State Health Insurance Assistance Program.
Part D Monthly Premium
The chart below shows your estimated prescription drug plan monthly premium based on your income. If your income is above a certain limit, you will pay an income-related monthly adjustment amount in addition to your plan premium.
If your yearly income in 2023 (for what you pay in 2025)
File individual tax return | File joint tax return | File married & separate tax return | You pay in 2024 | You pay in 2025 (2023 income) |
| $106,000 or less | $212,000 or less | $106,000 or less | Your plan premium | Your plan premium |
| above $106,001 up to $133,000 | above $212,001 up to $266,000 | N/A | $12.90 + plan premium | $13.70 + plan premium |
| above $133,001 up to $167,000 | above $266,001 up to $334,000 | N/A | $33.30 + plan premium | $35.30 + plan premium |
| above $167,001 up to $200,000 | above $334,001 up to $400,000 | N/A | $53.80 + plan premium | $57.00 + plan premium |
| above $200,001 up to $500,000 | above $400,001 up to $750,000 | above $106,000 and less than $394,000 | $74.20 + plan premium | $78.60 + plan premium |
| $500,001 or above | $750,001 and above | $397,001 and above | $81.00 + plan premium | $85.80 + plan premium |
2025 Part D National Base Beneficiary Premium—$36.78 in 2025
This figure is used to estimate the Part D late enrollment penalty and the income-related monthly adjustment amounts listed in the table above. The national base beneficiary premium amount can change each year. See your Medicare & You handbook or visit Medicare.gov for more information.
For more information about Medicare costs, visit Medicare.gov.