Medicare Premiums
Medicare Premiums
Medicare announces premiums, deductibles, copayments for 2022
The Centers for Medicare & Medicaid Services (CMS) recently announced 2022 premiums, deductibles, and copayments for Medicare Part A, Medicare Part B, and Medicare Supplements:
Monthly Medicare Part B premium - $170.10 standard premium for most (see Part B premium table below for income related amounts)
Annual Medicare Part B deductible - $233 annual
Monthly Medicare Part A premium - $499 per month
Medicare Part A hospital deductible - $1,556 per benefit period
Part A copayment (hospital days 61-90) - $389 per day
Part A copayment (hospital days 91-150) - $778 per day
Part A copayment (Skilled Nursing Facility Care days 21-100) - $194.50 per day
Annual deductible Plan HDF and Plan F+ - $2,370 (2021)
Annual out-of-pocket expense limit for Plan K - $6,220 (2021)
Annual out-of-pocket expense limit for Plan L - $3,110 (2021)
Part B Monthly Premium
You pay a Part B premium each month. Most people will pay the standard premium amount. However, if your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount, you'll pay the standard premium amount and an Income Related Monthly Adjustment Amount (IRMAA). IRMAA is an extra charge added to your premium. In 2022, the standard Part B premium will be $170.01 (or higher depending on your income).
If your yearly income in 2020 (for what you pay in 2022)
File individual tax return | File joint tax return | File married & separate tax return | You pay in 2021 | You pay in 2022 (2020 income) |
| $91,000 or less | $182,000 or less | $91,000 or less | $148.50 | $170.10 |
| above $91,000 up to $114,000 | above $182,000 up to $228,000 | N/A | $207.90 | $238.10 |
| above $114,000 up to $142,000 | above $228,000 up to $284,000 | N/A | $297.00 | $340.20 |
| above $142,000 up to $170,000 | above $284,000 up to $340,000 | N/A | $386.10 | $442.30 |
| above $170,000 up to $500,000 | above $340,000 up to $750,000 | above $91,000 and less than $409,000 | $475.20 | $544.30 |
| $500,000 or above | $750,000 and above | $409,000 and above | $504.90 | $578.30 |
Medicare Advantage Plans (Part C) and Medicare Prescription Drug Plans (Part D) Premiums
Visit Medicare.gov/find-a-plan to get plan premiums. You can also call 1‑800‑MEDICARE (1- (800) 633-4227). TTY users should call 1‑ (877) 486‑2048 (24 hours a day/7 days a week). You can also call the plan or your State Health Insurance Assistance Program.
Part D Monthly Premium
The chart below shows your estimated prescription drug plan monthly premium based on your income. If your income is above a certain limit, you will pay an income-related monthly adjustment amount in addition to your plan premium.
If your yearly income in 2020 (for what you pay in 2022)
File individual tax return | File joint tax return | File married & separate tax return | You pay in 2021 | You pay in 2022 (2020 income) |
| $91,000 or less | $182,000 or less | $91,000 or less | Your plan premium | Your plan premium |
| above $91,000 up to $114,000 | above $182,000 up to $228,000 | N/A | $12.30 + plan premium | $12.40 + plan premium |
| above $114,000 up to $142,000 | above $228,000 up to $284,000 | N/A | $31.80 + plan premium | $32.10 + plan premium |
| above $142,000 up to $170,000 | above $284,000 up to $340,000 | N/A | $50.20 + plan premium | $51.70 + plan premium |
| above $170,000 up to $500,000 | above $340,000 up to $750,000 | above $91,000 and less than $409,000 | $70.70 + plan premium | $71.30 + plan premium |
| $500,000 or above | $750,000 and above | $409,000 and above | $77.10 + plan premium | $77.90 + plan premium |
2022 Part D National Base Beneficiary Premium—$33.37 in 2022
This figure is used to estimate the Part D late enrollment penalty and the income-related monthly adjustment amounts listed in the table above. The national base beneficiary premium amount can change each year. See your Medicare & You handbook or visit Medicare.gov for more information.
For more information about Medicare costs, visit Medicare.gov.