Medicare Premiums
MEDICARE ANNOUNCES PREMIUMS, DEDUCTIBLES, COPAYMENTS FOR 2019
The Centers for Medicare & Medicaid Services (CMS) recently announced 2019 premiums, deductibles, and copayments for Medicare Part A, Medicare Part B, and Medicare Supplements:
- Monthly Medicare Part B premium - $135.50 standard premium for most (see Part B premium table below for income related amounts)
- Annual Medicare Part B deductible - $185 annual
- Monthly Medicare Part A premium - $437 per month
- Medicare Part A hospital deductible - $1,364 per benefit period
- Part A copayment (hospital days 61-90) - $341 per day
- Part A copayment (hospital days 91-150) - $682 per day
- Part A copayment (Skilled Nursing Facility Care days 21-100) - $170.50 per day
- Annual deductible Plan HDF and Plan F+ - $2,300
- Annual out-of-pocket expense limit for Plan K - $5,560
- Annual out-of-pocket expense limit for Plan L - $2,780
Part B Monthly Premium
You pay a Part B premium each month. Most people will pay the standard premium amount. However, if your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount, you may pay more. In 2019, the standard Part B premium will be $135.50 (or higher depending on your income). Most people who get Social Security benefits will pay less than this amount. This is because the Part B premium increased more than the cost-of-living increase for 2019 Social Security Benefits. If you pay your Part B premium through your monthly Social Security benefit, you'll pay less ($130 on average). Social Security will tell you the exact amount you will pay for Part B in 2019. You'll pay the standard premium amount if:
- You enroll in Part B for the first time in 2019
- You don't get Social Security benefits
- You're directly billed for your Part B premiums
- You have Medicare and Medicaid, and Medicaid pays your premiums
- Your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount
If you're in 1 of these 5 groups, here's what you pay:
| If your yearly income in 2017 (for what you pay in 2019) | ||||
| File individual tax return | File joint tax return | File married & separate tax return | You pay in 2018 | You pay in 2019 (2017 income) |
| $85,000 or less | $170,000 or less | $85,000 or less | $134 | $135.50 |
| above $85,000 up to $107,000 | above $170,000 up to $214,000 | N/A | $187.50 | $189.60 |
| above $107,000 up to $133,500 | above $214,000 up to $267,000 | N/A | $267.90 | $270.90 |
| above $133,500 up to $160,000 | above $267,000 up to $320,000 | N/A | $348.30 | $352.20 |
| above $160,000 up to $500,000 | above $320,000 up to $750,000 | above $85,000 and less than $415,000 | $428.60 | $433.40 |
| $500,000 or above | $750,000 and above | $415,000 and above | $460.50 | |
Medicare Advantage Plans (Part C) and Medicare Prescription Drug Plans (Part D) Premiums
Visit Medicare.gov/find-a-plan to get plan premiums. You can also call 1‑800‑MEDICARE (1-800-633-4227). TTY users should call 1‑877‑486‑2048 (24 hours a day/7 days a week). You can also call the plan or your State Health Insurance Assistance Program.
Part D Monthly Premium
The chart below shows your estimated prescription drug plan monthly premium based on your income. If your income is above a certain limit, you will pay an income-related monthly adjustment amount in addition to your plan premium.
| If your yearly income in 2017 (for what you pay in 2019) | ||||
| File individual tax return | File joint tax return | File married & separate tax return | You paid in 2018 | You pay in 2019 (2017 income) |
| $85,000 or less | $170,000 or less | $85,000 or less | Your plan premium | Your plan premium |
| above $85,000 up to $107,000 | above $170,000 up to $214,000 | N/A | $13.00 + plan premium | $12.40 + plan premium |
| above $107,000 up to $133,500 | above $214,000 up to $267,000 | N/A |
$33.60 + plan premium |
$31.90 + plan premium |
| above $133,500 up to $160,000 | above $267,000 up to $320,000 | N/A | $54.20 + plan premium | $51.40 + plan premium |
| above $160,000 up to $500,000 | above $320,000 up to $750,000 | above $85,000 up to $415,000 | $74.80 + plan premium | $70.90 + plan premium |
| $500,000 or above | $750,000 and above | $415,000 and above | $77.40 + plan premium | |
2018 Part D National Base Beneficiary Premium—$33.19 in 2019
This figure is used to estimate the Part D late enrollment penalty and the income-related monthly adjustment amounts listed in the table above. The national base beneficiary premium amount can change each year. See your Medicare & You handbook or visit Medicare.gov for more information.
For more information about Medicare costs, visit Medicare.gov.
